Individuals and business firms can be subjects of third party legal liability due to acts of negligence caused by them, their families or employees. And with strict public laws and courts awarding huge sums to claimants, it is often in their best interests to opt for insurance protection. Even products that are defective, which can cause bodily injuries or death, is often the cause of the legal liability.
Public Liability Insurance offers protection to customers by providing indemnity to third party due to the Legal liability of the Insured resulting from negligence of the insured or his employees/family members causing:
- * Accidental bodily injury and/or death
- * Accidental damage to property (excluding property belonging to/in the custody of/under the control of the Insured, family members or employees)